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Business Checking

Business Checking to Meet Your Needs

American Bank has several business checking account options to fit your business banking needs. Compare the features and choose the one that best fits your business.

These features are available with all of American Bank's business accounts:

  • Online Banking
  • Bill Pay
  • Mobile Banking
  • Mobile Deposit Capture
  • VISA Business Debit Card
  • eStatements



Small Business Lite Account

  • $100 Minimum Opening Deposit
  • $9 service charge should balance drop below daily minimum of $1,500
  • Non-interest bearing
  • No charge for eStatements. $3.00 per month for paper statements.
  • 300 items included per statement cycle - 50 cents per item in excess of 300

Small Business Account

  • $100 Minimum Opening Deposit
  • $16 service charge should balance drop below daily minimum of $5,000
  • Non-interest bearing
  • No charge for eStatements. $3.00 per month for paper statements.
  • 500 items included per statement cycle - 50 cents per item in excess of 500

Commercial Account

  • $100 Minimum Opening Deposit
  • $10.98* service charge
  • Non-interest bearing
  • eStatements or Paper Statements available
  • Other Fees Include:
    • Check/Debit fee: $.15 per item*
    • Deposit/Credit fee: $.25 per item*
    • Local item deposit: $.08 per item*
    • Transit item deposit: $.09 per item*



Online Banking: Call an eBanking specialist at 254-412-2000 to determine which online services are right for your business.
Phone Banking: Unlimited access to TeleBANK @ 254-867-7666
*The earnings credit on this account may offset fees.
**Additional fees may apply. Please see current fee schedule for a complete list.











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Ready for a loan?


American Bank provides a convenient loan application process that begins with downloading and completing an application.