Save for the Future
American Bank has several options to help you reach your personal savings goals. From regular Savings accounts to Money Market Accounts or Certificates of Deposit, we have the right account for you!
If you have questions, please call (254) 412-2000 or e-mail our New Accounts department.
Personal Savings Account
A basic account for those who are starting to save.
Features
- $100 Minimum Opening Deposit
- Unlimited access to Internet Banking
- Contact Us for our current rates
$5.00 each month if a $100.00 minimum daily balance is not maintained.
$3.00 for each withdrawal in excess of 6 per month.
Personal Money Market
Money Market account for those who want easy access to funds.
Features
- $2,500 Minimum Opening Deposit
- Unlimited access to Internet Banking
- Unlimited access to iTALK
- Contact Us for our current rates
$10.00 each month if $2,500.00 minimum daily balance is not maintained.
$10.00 for each check/debit cleared in excess of 6 during a statement cycle.
Certificates of Deposit (CD)
A CD is an account offered to depositors who agree to keep their money in the account for a specified amount of time in exchange for a specified interest rate.
Features
- $1,000 Minimum Opening Deposit
- Maturity Terms: 32 days to 5 years
- Contact Us for our current rates
Penalty assessed for early withdrawals:
- 3 months interest for Certificates with maturities of 1 year or less
- 6 months interest for Certificates with maturities greater than 1 year
Individual Retirement Accounts
An IRA is an account offered to depositors for retirement purposes. The account is set up for a specified amount of time with a specified rate.
If you have questions, please call 254.412.2000 or send us a secure email.
Features
- $1000 Minimum Opening Deposit
- Terms starting at 12 months
- Contact Us for our current rates
Penalty assessed for early withdrawals:
- 3 months of interest for Certificates with maturities of 1 year or less.
- 6 months of interest for Certificates with maturities greater than 1 year.
From startup to success, we're here for your business.
Our business services empower you to focus on what matters most.